Navigator also offers extensive major medical benefits but with lower annual limits for treating conditions such as cancer and organ failure. It also has no annual limits but has lower day-to-day benefits than the Challenger option. This option is popular amongst many white collar workers and those blue collar workers with higher incomes.
Suremed NAVIGATOR BENEFIT SUMMARY
(With effect from 1 January 2026)
This information is a guide only and does not replace the rules of the Scheme. All benefits are covered at the Suremed Scheme Tariff. All benefits are annualised and pro-rated according to the joining date.
(With effect from 1 January 2026)
This information is a guide only and does not replace the rules of the Scheme. All benefits are covered at the Suremed Scheme Tariff. All benefits are annualised and pro-rated according to the joining date.
Click the link to download the benefit schedule in pdf format
| 2026 CONTRIBUTIONS | |||
| Principal Member | Adult Dependant | Child Dependant | |
| Risk | R4 759 | R3 731 | R1 391 |
| Savings | R577 | R445 | R186 |
| Total | R5 336 | R4 176 | R1 577 |